WELLS FARGO (WFC)

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2026 Annual Meeting Analysis

WELLS FARGO · Meeting: April 28, 2026

Policy v1.2medium confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

12

Directors AGAINST

0

Say on Pay

AGAINST

Auditor

FOR

Director Elections

Election of 12 Director Nominees

12 FOR
✓ FOR
Steven D. Black

Director since April 2020; WFC's 3-year TSR of +133.7% outperforms the peer group median by +5.0pp, well below the 65pp threshold required to trigger a no vote under the strong-positive-TSR tier; no overboarding, attendance, or independence concerns.

✓ FOR
Mark A. Chancy

Director since August 2020; TSR trigger does not apply (3-year gap vs. peer median is +5.0pp, far below the 65pp threshold); no overboarding, attendance, or independence concerns.

✓ FOR
Theodore F. Craver, Jr.

Director since January 2018; TSR trigger does not apply; serves on Duke Energy board as Independent Chair but holds two total public-company seats (WFC and Duke Energy), well within the four-seat limit; no independence or attendance concerns.

✓ FOR
Richard K. Davis

Director since April 2022; TSR trigger does not apply; holds seats at Mastercard and Dow Inc. in addition to WFC (three total public-company seats), within the four-seat limit; no independence or attendance concerns.

✓ FOR
Fabian T. Garcia

Director since April 2024; joined fewer than 24 months before the meeting date and is therefore exempt from the TSR trigger under the new-director exemption; no overboarding or independence concerns.

✓ FOR
Wayne M. Hewett

Director since January 2019; TSR trigger does not apply; holds seats at The Home Depot, UPS, and Resolute Holdings in addition to WFC (four total public-company seats), which is at the policy limit but not in excess of it; no independence or attendance concerns.

✓ FOR
CeCelia G. Morken

Director since April 2022; TSR trigger does not apply; holds one additional public-company board seat at Genpact (two total), within the four-seat limit; no independence or attendance concerns.

✓ FOR
Maria R. Morris

Director since January 2018; TSR trigger does not apply; holds seats at S&P Global and Allstate in addition to WFC (three total public-company seats), within the four-seat limit; no independence or attendance concerns.

✓ FOR
Felicia F. Norwood

Director since April 2022; TSR trigger does not apply; holds no other listed public-company board seats; no independence or attendance concerns.

✓ FOR
Ronald L. Sargent

Director since February 2017; TSR trigger does not apply; holds seats at Five Below and Kroger in addition to WFC (three total public-company seats), within the four-seat limit; no independence or attendance concerns.

✓ FOR
Charles W. Scharf

CEO and director since October 2019; as a sitting CEO he may hold up to two outside public-company board seats and holds one (Microsoft), within the limit; TSR trigger does not apply (3-year gap vs. peer median is +5.0pp, well below the 65pp strong-positive threshold); vote on director election is independent of the Say on Pay analysis.

✓ FOR
Suzanne M. Vautrinot

Director since February 2015; TSR trigger does not apply; holds seats at CSX, Ecolab, and Parsons in addition to WFC (four total public-company seats), which is at the policy limit but not in excess of it; no independence or attendance concerns.

All 12 director nominees receive a FOR vote. WFC's 3-year total shareholder return of +133.7% outperforms the compensation peer group median by +5.0 percentage points, which is well below the 65-percentage-point underperformance threshold required to trigger votes against directors under the strong-positive-TSR tier. No nominee is overboarded, all independent nominees are properly classified as independent, board attendance averaged over 98% in 2025, and no familial or other disqualifying relationships were identified.

Say on Pay

✗ AGAINST

CEO

Charles W. Scharf

Total Comp

$94,522,642

Prior Support

92.4%%

CEO total compensation of $94.5M (including $60M special award) is materially above benchmark for a large-cap financial services CEOSpecial $60M equity award is a front-loaded retention grant reported in a single year, significantly inflating reported total compensationPay-for-performance alignment concern: 1-year relative TSR ranked 7th out of 9 peers in the Financial Performance Peer Group (25th percentile), yet variable pay was increased substantially

The proxy discloses total CEO compensation of $94,522,642 for 2025, which includes a $40 million annual pay package plus a special one-time equity award of approximately $60 million granted following the removal of the asset cap — a single large award that covers multiple future years and was reported all at once. Even setting aside the special award, the $40 million annual package for a large-cap U.S. bank CEO is elevated relative to typical benchmarks for the sector and market cap band, and the all-in figure of $94.5 million is well above what peer-group comparisons would support. Adding to the concern, Wells Fargo's 1-year total shareholder return ranked 7th out of 9 peers in its own Financial Performance Peer Group (25th percentile), meaning shareholders underperformed most peers over the same period that incentive pay was significantly increased — a direct misalignment between executive outcomes and shareholder experience that fails the pay-for-performance alignment check under our policy.

Auditor Ratification

✓ FOR

Auditor

KPMG LLP

Tenure

N/A

Audit Fees

N/A

Non-Audit Fees

N/A

KPMG is a Big 4 firm and an appropriate auditor for a $249 billion market-cap financial institution. The proxy filing text provided does not include a structured fee table with numeric dollar amounts for audit and non-audit fees that can be extracted with confidence, so the non-audit fee ratio trigger cannot be confirmed; in line with policy, the tenure trigger also cannot be confirmed from available text and therefore does not fire. In the absence of confirmed data triggering a no-vote condition, the default vote is FOR.

Stockholder Proposals

3 proposals submitted by shareholders

Proposal 5

Request for Board of Directors to Adopt Policy for an Independent Chair

✗ AGAINST
Filed by:National Legal and Policy CenterIdeological — ConservativeGovernance
Board recommends: AGAINST
Ideological filer — National Legal and Policy Center is a conservative advocacy organization, not a neutral fiduciary investor

The National Legal and Policy Center is a conservative ideological advocacy organization, not a neutral fiduciary investor, and under our policy proposals from ideological filers — whether conservative or progressive — are voted against regardless of the surface-level governance framing. Separately on the merits, even if the filer were credible, Wells Fargo has appointed a Lead Independent Director with well-defined authority (Steven D. Black), all standing board committees are entirely independent, and non-management directors hold regular executive sessions without the CEO present — structural safeguards that meaningfully reduce the governance risk that an independent chair proposal is designed to address. A neutral fiduciary investor would need to weigh these mitigants carefully, but the ideological filer classification is sufficient on its own to warrant a vote against this proposal.

Proposal 6

Govern by Majority Vote

✓ FOR
Filed by:John CheveddenIndividual ActivistGovernance
Prior-year support: 78% (A substantially similar proposal received approximately 78% support (78.7% of shares outstanding voted in favor) at the 2025 annual meeting, falling just short of the 80% supermajority threshold required to pass.)
Board recommends: AGAINST
78% prior-year support — near-binding shareholder signalCredible governance activist filer with strong track recordCompany has not fully remediated the underlying concern — one supermajority provision remains

John Chevedden is a well-known individual governance activist with a strong record of submitting credible, shareholder-focused proposals, and this proposal received approximately 78% support at last year's annual meeting — an extraordinarily high level of shareholder backing that under our policy creates a strong presumption in favor of support unless the company has fully remediated the concern. Wells Fargo has only partially addressed the issue: one supermajority voting standard (the 'local directors' by-law provision) remains in place, and the company argues it lacks the votes to remove it — but that argument does not change the fact that a binding supermajority requirement still exists. The company's response that the remaining provision has 'limited applicability' is a weak rationale for leaving a governance gap in place, and shareholders have already expressed their view clearly; we vote FOR to reinforce that signal.

Proposal 7

Energy Supply Ratio

✗ AGAINST
Filed by:Comptroller of the City of New York, on behalf of the New York City Employees' Retirement System, the New York City Teachers' Retirement System, the New York City Police Pension Fund, and the New York City Board of Education Retirement SystemInstitutional PensionDisclosure
Prior-year support: 18% (A substantially similar proposal received less than 18% support at the 2025 annual meeting.)
Board recommends: AGAINST
Less than 18% prior-year support — weak shareholder signalThird-party ESR estimates already publicly available for WFC via BloombergDisclosure requested does not align with company's client-centered sustainability approach

Although the NYC pension funds are credible institutional filers deserving of serious consideration, the prior-year vote result of less than 18% support is a clear signal that the broad shareholder base does not view this disclosure as material or necessary. The company's response is substantive: an independent third party (Bloomberg) already publishes an energy supply ratio for Wells Fargo using a consistent methodology, meaning investors who want this data can access it today, and self-calculated ratios by individual banks have produced incomparable results that actually reduce transparency rather than increase it. With such low prior-year support and a credible company argument that the specific disclosure requested would not add meaningful information beyond what is already publicly available, the merits do not support a FOR vote.

Overall Assessment

The 2026 Wells Fargo annual meeting ballot is largely straightforward — all 12 director nominees receive FOR votes because WFC's strong 3-year total shareholder return outperforms its peer group, and the auditor ratification is routine — but the Say on Pay vote warrants an AGAINST because the CEO's all-in reported compensation of $94.5 million (driven by a $60 million special one-time equity award) significantly exceeds reasonable benchmarks for the role at the same time that shareholders underperformed most peers on a 1-year basis. On stockholder proposals, the eliminate-supermajority proposal (Item 6) from John Chevedden earns a FOR given its near-binding 78% prior-year support and the company's failure to fully remediate the remaining supermajority provision, while the independent chair proposal (Item 5) is voted against due to the ideological nature of the filer and the energy supply ratio proposal (Item 7) is voted against given its very low prior-year support and the availability of third-party ESR data.

Filing date: March 18, 2026·Policy v1.2·medium confidence

Compensation Peer Group

12 companies disclosed in 2026 proxy filing

BACBank of America
BCSBarclays PLC
BKBNY
CCitigroup Inc.
GSGoldman Sachs
HSBCHSBC Holdings plc
JPMJPMorgan Chase
MSMorgan Stanley
PNCPNC
STTState Street
UBSUBS Group AG
USBUS Bancorp