TRUIST FINANCIAL CORP (TFC)

Sector: Financials

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2026 Annual Meeting Analysis

TRUIST FINANCIAL CORP · Meeting: April 28, 2026

Policy v1.2high confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

12

Directors AGAINST

0

Say on Pay

FOR

Auditor

FOR

Director Elections

Election of Directors

12 FOR
✓ FOR
William H. Rogers, Jr.

Truist's 3-year price return of +61.8% outpaces the QABA benchmark by +24.3 percentage points, well below the 65pp threshold needed to trigger a vote against under our policy, and no overboarding, attendance, or independence concerns apply.

✓ FOR
Thomas E. Skains

No TSR trigger fires (gap vs. QABA is +24.3pp, far below the 65pp strong-positive threshold), he holds two public board seats which is within limits for a non-CEO director, and attendance was satisfactory.

✓ FOR
Jennifer S. Banner

No TSR underperformance trigger applies, she holds two public board seats (within limits), has clear audit and financial expertise as a CPA, and attended all meetings in 2025.

✓ FOR
K. David Boyer, Jr.

No TSR trigger fires, he serves on only one public board, brings relevant technology and financial experience, and attended all meetings in 2025.

✓ FOR
Agnes Bundy Scanlan

No TSR trigger fires, she holds two public board seats (within limits), brings extensive regulatory and risk expertise, and attended all meetings in 2025.

✓ FOR
Dallas S. Clement

No TSR trigger fires, he serves on one public board, has clear financial expertise as a sitting CFO serving as Audit Committee Chair, and attended all meetings in 2025.

✓ FOR
Linnie M. Haynesworth

No TSR trigger fires; although she holds three additional public board seats (four total including Truist, the maximum allowed under policy), this is exactly at the limit rather than over it, and she brings relevant technology and risk oversight experience.

✓ FOR
Donna S. Morea

No TSR trigger fires, she holds two public board seats (within limits), brings strong technology and risk oversight expertise, and attended all meetings in 2025.

✓ FOR
Charles A. Patton

No TSR trigger fires, he serves on one public board, has relevant financial services and governance experience, and attended all meetings in 2025.

✓ FOR
Jonathan M. Pruzan

Pruzan joined the board in May 2025, fewer than 24 months ago, so he is fully exempt from the TSR trigger under our policy's new-director exemption, and he brings deep financial services expertise.

✓ FOR
Laurence Stein

Stein joined the board in 2024, fewer than 24 months ago, so he is exempt from the TSR trigger under our policy's new-director exemption, and he brings substantial Goldman Sachs executive and risk management experience.

✓ FOR
Bruce L. Tanner

No TSR trigger fires, he holds two public board seats (within limits), has clear financial expertise as a former Fortune 100 CFO, and attended all meetings in 2025.

All 12 director nominees receive a FOR vote. Truist's 3-year stock return of +61.8% outperforms the QABA benchmark by +24.3 percentage points, well short of the 65pp threshold required to trigger a vote against under our strong-positive TSR tier. Two newer directors (Pruzan and Stein) are exempt from the TSR check under the 24-month new-director exemption. No overboarding, independence, attendance, or qualification concerns were identified across the slate.

Say on Pay

✓ FOR

CEO

William H. Rogers, Jr.

Total Comp

$14,313,770

Prior Support

59%%

prior say on pay below 70 percent but company responded

At the 2025 annual meeting, only 59% of votes supported the pay program — below the 70% threshold that normally triggers a No vote if the company fails to respond. However, Truist engaged extensively with shareholders afterward, reaching out to investors representing 50% of outstanding shares, identifying the two specific concerns (one-time awards and AIP transparency), and making concrete changes for 2025: eliminating one-time awards to named executive officers, simplifying AIP financial metrics, adding new weightings (60% financial, 40% strategic), and providing enhanced pay disclosures including realized pay data. The CEO's total compensation of approximately $14.3 million is structured with 92% at-risk and performance-based pay, the long-term incentive program uses genuine multi-year metrics (3-year earnings per share, 3-year return on tangible common equity, and 3-year relative total shareholder return), and the 2023–2025 performance awards paid out at zero because the company fell below threshold — demonstrating that the incentive structure actually works as intended to align pay with shareholder outcomes.

Auditor Ratification

✓ FOR

Auditor

PricewaterhouseCoopers LLP

Tenure

N/A

Audit Fees

$28,228,000

Non-Audit Fees

$3,701,000

Non-audit fees (audit-related fees of $3,507,000 plus tax fees of $184,000 plus other fees of $10,000 = $3,701,000) represent approximately 13.1% of audit fees ($28,228,000), well below the 50% threshold that would raise independence concerns. PwC is a Big 4 firm appropriate for a company of Truist's size, auditor tenure is not disclosed so the tenure trigger cannot fire under policy, and no material restatements were identified.

Stockholder Proposals

1 proposal submitted by shareholders

Proposal 5

Shareholder Proposal Regarding a Report on Risks from Misalignment Between Company Policies and Customer Base

✗ AGAINST
Filed by:The Heritage Foundation, by its representative Bowyer Research, Inc.Ideological — ConservativeDisclosure
Board recommends: AGAINST
ideological conservative filer

The Heritage Foundation, represented by Bowyer Research, is a well-known conservative advocacy organization, and this proposal is a textbook example of an ideologically motivated filing: it cites scores from partisan rating services (1792 Exchange, Viewpoint Diversity Score) and objects to DEI programs, transgender healthcare coverage, and emissions goals — issues that reflect political preferences rather than neutral fiduciary risk analysis. Under our policy, proposals from ideological filers — whether conservative or progressive — are voted against regardless of how they are framed, because they serve political goals rather than shareholder interests. Even evaluating the proposal on its merits, the company already discloses its fair access, lending, and political engagement policies and the board's existing risk oversight framework covers the reputational risks described; the requested report would be duplicative and would not provide shareholders with meaningful new information.

Overall Assessment

Truist's 2026 annual meeting ballot is straightforward: all 12 director nominees receive a FOR vote supported by strong 3-year stock outperformance versus the QABA benchmark, the auditor ratification passes easily with non-audit fees at only 13% of audit fees, and the say-on-pay vote earns a FOR after the company made genuine and specific changes in response to its disappointing 59% support in 2025. The lone stockholder proposal, submitted by The Heritage Foundation through Bowyer Research, is voted against as an ideologically motivated filing from a conservative advocacy group.

Filing date: March 16, 2026·Policy v1.2·high confidence

Compensation Peer Group

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