RENASANT CORP (RNST)

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2026 Annual Meeting Analysis

RENASANT CORP · Meeting: April 28, 2026

Policy v1.2medium confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

17

Directors AGAINST

0

Say on Pay

FOR

Auditor

FOR

Director Elections

Election of 17 Directors

17 FOR
✓ FOR
Gary D. Butler

Director since 2020; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold for strong positive absolute TSR, so no performance flag applies.

✓ FOR
Kevin D. Chapman

Joined the board in 2025 and became CEO in May 2025, meaning his tenure as a director is under 24 months, which exempts him from the TSR trigger; no other concerns identified.

✓ FOR
Donald Clark, Jr.

Director since 2017; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
M. Ray (Hoppy) Cole, Jr.

Joined the board in April 2025 upon completion of the FBMS merger, meaning his tenure is under 24 months, which exempts him from the TSR trigger; no other concerns identified.

✓ FOR
John M. Creekmore

Director since 1997 and current lead director; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Albert J. Dale, III

Director since 2007; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Jill V. Deer

Director since 2010; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Connie L. Engel

Director since 2018; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Rose J. Flenorl

Director since April 2023, meaning her tenure is under 24 months from the approximate start of the 3-year measurement period, and she joined well within the exemption window; no other concerns identified.

✓ FOR
John T. Foy

Director since 2004; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Neal A. Holland, Jr.

Director since 2005; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Jonathan A. Levy

Joined the board in April 2025 upon completion of the FBMS merger, meaning his tenure is under 24 months, which exempts him from the TSR trigger; previous public company board experience at Huntington Bancshares supports his qualifications.

✓ FOR
E. Robinson McGraw

Director since 2000 and non-executive Chairman; classified as non-independent but serves only as chairman and not on audit or compensation committees, so no independence-on-committee flag applies; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
Renee Moore

Joined the board in April 2025 upon completion of the FBMS merger, meaning her tenure is under 24 months, which exempts her from the TSR trigger; her CPA background and audit committee financial expert designation are appropriate qualifications.

✓ FOR
Ted E. Parker

Joined the board in April 2025 upon completion of the FBMS merger, meaning his tenure is under 24 months, which exempts him from the TSR trigger; long FBMS board tenure since 1995 provides relevant community banking oversight experience.

✓ FOR
Sean M. Suggs

Director since 2018; no overboarding, attendance, or independence concerns; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

✓ FOR
C. Mitchell Waycaster

Director since 2018 and current Executive Vice Chairman; classified as non-independent but serves only as an executive director and not on audit or compensation committees, so no independence-on-committee flag applies; 3-year TSR gap of -10.2pp vs. peer median is well below the 65pp trigger threshold.

All 17 nominees receive a FOR vote. Renasant's 3-year total shareholder return of +37.2% is strong positive, and the company's gap versus its disclosed compensation peer group median is only -10.2 percentage points, far below the 65pp threshold required to trigger a performance-based AGAINST vote. Five nominees joined the board in April 2025 following the FBMS merger and are exempt from the TSR trigger given their tenure under 24 months. No overboarding, attendance failures, independence-on-committee, or familial relationship concerns were identified for any nominee.

Say on Pay

✓ FOR

CEO

Kevin D. Chapman

Total Comp

$3,356,927

Prior Support

95.7%%

CEO Kevin D. Chapman received total compensation of approximately $3.36 million in 2025, which is reasonable for a newly-appointed CEO at a $3.7 billion regional bank that just completed its largest-ever merger. The compensation program is well-structured, with the proxy disclosing that 70.3% of the CEO's pay is variable and 50.3% is tied to measurable performance conditions, comfortably exceeding the policy's 50-60% performance-based threshold. Shareholders gave the program 95.7% support at the 2025 annual meeting, reflecting broad endorsement, and no pay-for-performance misalignment was identified given that RNST's 3-year total shareholder return of +37.2% is strongly positive and its 1-year return of +38.9% outpaced the community bank benchmark QABA (First Trust NASDAQ ABA Community Bank Index) by +4.8 percentage points.

Auditor Ratification

✓ FOR

Auditor

BDO USA, P.C.

Tenure

N/A

Audit Fees

N/A

Non-Audit Fees

N/A

BDO USA, P.C. is a large national accounting firm appropriate for a $3.7 billion market cap regional bank; auditor tenure is not disclosed in the available proxy text so the tenure trigger cannot be applied and the policy defaults to FOR; fee data was not extractable from the provided filing text, so the non-audit fee ratio trigger cannot be evaluated, and the policy defaults to FOR in the absence of confirmed data.

Overall Assessment

The 2026 Renasant annual meeting ballot presents three standard proposals: election of 17 directors, an advisory vote on executive compensation, and ratification of BDO USA, P.C. as auditor. All proposals receive a FOR vote — the director slate passes all policy screens, the compensation program is well-structured with strong shareholder support and positive stock performance relative to the community bank benchmark QABA, and no auditor independence or tenure concerns could be confirmed from the available data.

Filing date: March 18, 2026·Policy v1.2·medium confidence

Compensation Peer Group

21 companies disclosed in 2026 proxy filing

ABCBAmeris Bancorp
AUBAtlantic Union Bankshares Corporation
OZKBank OZK
CADECadence Bank
CBSHCommerce Bancshares, Inc.
EFSCEnterprise Financial Services Corp
FFBCFirst Financial Bancorp
HWCHancock Whitney Corporation
HTHHilltop Holdings Inc.
HOMBHome BancShares, Inc.
PNFPPinnacle Financial Partners, Inc.
PBProsperity Bancshares, Inc.
SBCFSeacoast Banking Corporation of Florida
SFBSServisFirst Bancshares, Inc.
SFNCSimmons First National Corporation
TCBITexas Capital Bancshares, Inc.
TOWNTowneBank
TRMKTrustmark Corporation
UBSIUnited Bankshares, Inc.
UCBIUnited Community Banks, Inc.
WSBCWesBanco, Inc.