FIRST INTERSTATE BANCSYSTEM INC (FIBK)

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2026 Annual Meeting Analysis

FIRST INTERSTATE BANCSYSTEM INC · Meeting: May 27, 2026

Policy v1.2medium confidenceView Filing ↗
For informational purposes only. This AI-generated analysis applies a published voting policy to publicly available proxy filings. It does not constitute investment advice, proxy voting advice, or a solicitation of any kind. AI analysis may be incomplete or inaccurate — always review the actual filing and make your own independent decision.

Directors FOR

3

Directors AGAINST

0

Say on Pay

FOR

Auditor

FOR

Director Elections

Election of Three Class II Directors

3 FOR
✓ FOR
Alice S. Cho

Ms. Cho has served since May 2020 (approximately 6 years), bringing deep risk management and regulatory expertise; FIBK's 3-year total return of +41.3% is strong positive, and the gap versus the peer median of -36.7 percentage points does not reach the 65-percentage-point trigger required under policy, so no TSR concern applies; no overboarding, attendance, or independence issues identified.

✓ FOR
Dennis L. Johnson

Mr. Johnson has served since May 2017 and brings extensive insurance, legal, and financial services leadership experience; his one public board seat at IDACORP does not raise overboarding concerns; FIBK's strong positive 3-year TSR of +41.3% means the peer-group underperformance gap of -36.7 percentage points falls well below the 65-percentage-point trigger, so no TSR concern applies.

✓ FOR
Daniel A. Rykhus

Mr. Rykhus joined in February 2022 and brings over 30 years of public company leadership and governance experience; he holds no other public company board seats; FIBK's strong positive 3-year TSR of +41.3% means the peer-group underperformance gap of -36.7 percentage points falls well below the 65-percentage-point trigger, so no TSR concern applies.

All three Class II nominees — Alice S. Cho, Dennis L. Johnson, and Daniel A. Rykhus — clear every policy screen. FIBK's absolute 3-year price return of +41.3% is strongly positive, placing it in the highest tier, which requires a 65-percentage-point gap versus the company-disclosed peer group median before the TSR trigger fires; the actual gap is only -36.7 percentage points, well below that threshold. No overboarding, attendance failures, independence concerns, or familial relationship issues were identified for any nominee.

Say on Pay

✓ FOR

CEO

James A. Reuter

Total Comp

$4,615,009

Prior Support

96%%

CEO James Reuter's total compensation of $4,615,009 is benchmarked against a regional bank CEO at a roughly $3.4 billion market-cap company and appears reasonable for that peer set; the prior Say on Pay vote received over 96% shareholder support, well above the 70% threshold that would require a response. The pay program is well-structured: roughly 78% of the CEO's target pay is variable or performance-based (120% target short-term incentive plus 250% target long-term incentive against a $1 million base salary), satisfying the 50-60% minimum variable pay requirement, and the long-term incentive plan uses meaningful multi-year metrics — relative total shareholder return and relative core return on tangible equity — measured over a three-year period against the KBW Regional Banking Index. Although FIBK's 3-year total return of +41.3% lagged the company-disclosed peer median by 36.7 percentage points, that gap does not reach the 65-percentage-point trigger applicable at this strong-positive absolute TSR level, so no pay-for-performance misalignment concern is raised; additionally, 2023 performance stock awards paid out at 0% because neither performance threshold was met, demonstrating that the incentive structure actually withholds pay when performance is poor.

Auditor Ratification

✓ FOR

Auditor

Ernst & Young LLP

Tenure

N/A

Audit Fees

N/A

Non-Audit Fees

N/A

Ernst & Young is a Big 4 firm appropriate for a $3.4 billion market-cap regional bank; the proxy filing did not include a complete fee table in the provided text so audit and non-audit fee amounts cannot be confirmed, but no fee-ratio or tenure trigger can be verified as firing without that data, and policy directs a FOR vote when tenure is not disclosed; no material restatements were identified.

Stockholder Proposals

1 proposal submitted by shareholders

Proposal 2

Approval of Amendment to Certificate of Incorporation to Provide for Plurality Voting in Contested Director Elections

✓ FOR
Filed by:Board of Directors (company-proposed charter amendment)OtherCharter Amendment
Board recommends: FOR
governance improvementretains majority voting for uncontested elections

This is a board-proposed change to the company's governing documents, not a stockholder proposal, and is evaluated as a charter amendment. The proposed change moves contested director elections (where more candidates are running than there are open seats) from a majority-vote standard to a plurality-vote standard — meaning the candidates with the most votes win — while keeping the current majority-vote standard in place for all normal, uncontested elections. The key question under policy is whether this improves or worsens governance relative to the current baseline: the current majority-vote-in-all-circumstances rule creates a real risk that a contested election ends with no winner at all (a 'failed election'), leaving incumbent directors in place indefinitely as holdover directors, which would actually frustrate shareholders trying to elect new directors; switching to plurality voting only for contested elections eliminates that deadlock risk, is widely viewed as best practice, and is the default standard under Delaware law, making this a net governance improvement that warrants support.

Overall Assessment

The 2026 First Interstate BancSystem annual meeting presents four proposals: election of three Class II directors, a board-proposed charter amendment introducing plurality voting for contested director elections, an advisory Say on Pay vote, and ratification of Ernst & Young as auditor. All four proposals receive a FOR vote determination — the director nominees clear all TSR, overboarding, and independence screens; the compensation program is well-structured with meaningful performance conditions that demonstrated real teeth when 2023 performance stock awards paid out at zero; the charter amendment is a genuine governance improvement; and Ernst & Young is an appropriate auditor for the company's size.

Filing date: April 16, 2026·Policy v1.2·medium confidence

Compensation Peer Group

22 companies disclosed in 2026 proxy filing

ABCBAmeris Bancorp
ASBAssociated Banc-Corp
AUBAtlantic Union Bankshares Corporation
BKUBankUnited, Inc.
CADECadence Bank
COLBColumbia Banking System, Inc.
CBSHCommerce Bancshares, Inc.
EBCEastern Bankshares, Inc.
FNBF.N.B Corporation
FULTFulton Financial Corporation
GBCIGlacier Bancorp, Inc.
HWCHancock Whitney Corporation
ONBOld National Bancorp
PPBIPacific Premier Bancorp, Inc.
PNFPPinnacle Financial Partners, Inc.
PBProsperity Bancshares, Inc.
SFNCSimmons First National Corporation
SSBSouthState Corporation
UMBFUMB Financial Corporation
UBSIUnited Bankshares, Inc.
UCBIUnited Community Banks, Inc.
VLYValley National Bancorp